THE
CROATIAN FRATERNAL UNION WITHIN THE
FRATERNAL SYSTEM OF THE UNITED STATES
OF AMERICA AND CANADA
IVAN ČIZMIĆ
The migration of Croats to America is part of the
European immigration process to the New World. Like other immigrant groups they
founded
fraternal societies for mutual assistance, protection and benefits in case of accidents or death. The largest
one, the Croatian Fraternal Union of
America, which recently observed its centennial (1894-1994), has a prominent place in the American
fraternal system.
Immigrants
Some historians have asserted that, a few seamen from
Dubrovnik sailed on Columbus' ships. Legend has it that the
Croatan (Lumbee) Indians of North Carolina were named after Dubrovnik sailors
ship wrecked off of Roanoke Island. The colony of Ebenezer,
Georgia, was probably the location of the first
massive immigration of the Croats and Slovenes into America. There is
ample documentation about the spiritual and educational work of the
Croatian missionaries Ivan Ratkay,
Ferdinand Konšćak,
and Josip Kundek.
A larger emigration from Croatia, the so-called modern
colonization, began from Dalmatia and Hrvatsko Primorje. In the beginning only individuals emigrated, followed later by smaller groups from the
Croatian coast. The people from Primorje settled in
California because of its familiar climate. A greater
number of immigrants, in the earliest period of
emigration, established themselves along the Mississippi delta, in the Pacific Northwest, and in New York City. The first Croatian immigrants
were mostly seamen, fishermen, and farmers. As they were few in number, they did not represent an important ethnic group in American society. Because of the vast distances separating them and their small number in the first phase of immigration, the Croats were neither
well organized nor were they socially and politically
active in their new surroundings. True, there existed some Croatian benefit
organizations such as the Slavonic-Illyric Mutual and Benevolent
Society of San Francisco, established
as early as 1857, or the United Slavonian Benevolent Association of New
Orleans, founded in 1864. These societies were exclusively of local character
and were situated on the western and southern coasts of the United
States.
Until the 1880's, there existed only smaller Croatian
organizations of local interest. A period of mass
emigration from Croatia began towards the end of the 19th
century, between 1880 and the beginning of World
War I. The scale of the emigration wave from Croatia to America up to the present can best be represented by statistics. Estimates show
that half a million people left Croatia between 1890 and the beginning of World War I.
Upon arriving in America, Croatian immigrants were mostly
attracted by Pennsylvania's well developed industry which
promised good salaries in the coal mines, the iron
works, and the railway and road construction industries. The first groups of
Croatian immigrants gathered precisely around the mines and the smelters of
Pittsburgh and its surrounding area. Another large center was Cleveland, Ohio,
where the steel and machine and tool industries were
concentrated.
It
was also quite understandable that Croatian immigrants gravitated to Chicago, one of the largest centers of
commerce and industry. This meant
new possibilities of employment in the very well developed iron, leather and food industries, as well as
in the electrical and chemical industries.
It is impossible to list all of the places which
Croatians inhabited. They settled down in all parts of the country, from the Atlantic
to the Pacific. Driven by necessity, they
changed places and states in search of
better working and living conditions.
What was the position of Croatian immigrants in their new
American environment? The beginning was hard for almost
everybody and later many factors influenced the
destiny of each individual. Apart from a few
businessmen, intellectuals, artists and those having other successful professions, a large number of Croats never managed to free themselves from financial difficulties and lived in an everlasting
struggle for existence. For many of them the hopes of
returning home gradually faded and their children
accepted more and more the values of their adopted country.
While the members of the nations with
longer immigrant tradition in the New World, such as the
Italians, Greeks, Poles, Czechs, Jews, etc.,
could rely on assistance from their national organizations during difficult
times, the Croats did not have as yet such organizations. Consequently, their
situation, particularly after work - related
accidents, was that much harder and hopeless. Because of their difficult social
position, Croatian immigrants also
begun to found the fraternal organizations
immediately upon immigration.
It is well known that the emergence and
development of American fraternalism is primarily the
result of the workers' immigration and their organization. Upon arriving in a
foreign country, where the people spoke different languages and
practiced different customs, the Croats forged a
feeling of cooperation and solidarity within two institutions: ethnic churches and fraternal organizations. These two organizations made it easier for Croatians to enter a new society, gave them a place
for prayer and social gathering, and taught them how to adapt to the values of their
new community.
The fraternal organizations played an
important role in the life of individual ethnic groups. The history of the
Croatian Fraternal Union is in many ways the history of the
Croats in the United States.
Different reasons and motives made the
Croatians use mutual care. Many of them died in accidents at work, and after
their death, no one took care of their
families. Numerous workers were crippled, unable to work, helpless, deserted and lonely. Towards the
end of the 19th and the beginning of
the 20th centuries, there was no real social protection in America and that was one of the main problems
for newcomers.'[i] Abandoned and frequently exploited in industrial
plants, mines, workshops, and in the
transportation industry, they realized that the only solution to their
difficult life and their working conditions was mutual understanding and help, and the organization of their own associations.
For the above reasons newcomers from
Croatia more easily accepted the program of American
fraternalism. They had brought with them the experience and tradition
of gathering in different charitable societies and church
communities, a tradition known to them since the Middle
Ages. Life in communities was an imitation of a way of life in many of the agricultural parts of Austro-Hungary until the end of the last century.[ii]
Workers, and especially miners, also had a long tradition of gathering in their societies for mutual help.
The establishment of fraternal organizations in America
can be traced as early as 1868 when John J. Upchurch, a railway worker, organized the first society called the Ancient
Order of United Workmen. The aim of
the society was to offer workers better conditions and security than those offered by the Trade Unions.
Upchurch's initiative gained
popularity and the organizations founded according to his ideas became successful and influential. The idea of
fraternal protection soon attracted
the wider public. The workers, united in fraternal organizations, had
proper protection under rather advantageous paying conditions. However, many insurance companies, functioning on a commercial basis, considered fraternal organizations as
competitors and tried to make their
work impossible.[iii] This is
why the Order of the United Workmen
asked the delegates of the various fraternal organizations to attend a meeting held in Washington in 1886. They
founded an association of relief
organizations named the National Fraternal Congress. Its aim was to successfully lead the fight
against the insurance companies.
The newspaper Zajedničar,
the organ of Croatian Fraternal Union, wrote: "The
aim and purpose of this great and powerful American association was to protect the interest of benefit organizations and their members, as well as to try and prevent the
passing of unfavorable laws in some
states concerning those organizations. Based on the experience and the
members' mortality rate, it was attempting to introduce a correct scale of membership fees thus providing a
healthy and solid basis for their
existence. Only by the merit of the National Fraternal Congress did the
American associations grow and strengthen financially, and today, in twenty seven states, a law called the `Mobile
Bill' has been passed dealing with the behavior of benefit
organizations." [iv]There was, however, some disagreement in the
National Fraternal Congress in 1900
when the "Force Bill" was introduced, according to which some newer fraternal organizations should have
paid their share by a less favorable
rate table. There followed a break-up of the society and a new one was formed - the Associated Fraternities of America. But the
split did not last long and at the 1912 joint meeting in New York, both organizations reunited under a common name:
The National Fraternal Congress of
America.
It was a period of fruitful activity in the American
fraternal movement. The growth that the movement witnessed is shown by the total number of organizations that were active in the USA just before World War II: 182 national
relief organizations had a state work
permit. They counted 6,465,240 adult members and 10,340,194 junior members, and consisted of 99,148 lodges. The assets of
all relief organizations totaled $1,331,019,996. The protection of certificate value amounted to $6,609,444,732.
With approximately eight million members organized in
almost one hundred thousand lodges, and with assets of more
than one thousand two hundred and fifty million dollars,
relief organizations were an extremely influential power in
American public life.[v]
The Croatian immigrants did not immediately enter
fraternal organizations in large numbers. Only when they realized that the
fraternals were offering them good social security did they start organizing
fraternal societies, clubs, homes, and establishing
halls for meetings, talks and conferences. The development of
the fraternal movement, especially at the beginning of this
century, is a result of these actions.
The
Foundation of the Croatian Union of the United States of America.
The initiative to establish society for mutual help in
case of death, disease, work accident, unemployment and other distress was
promoted in the columns of the two Croatian immigrant
papers. Nikola Polić, the editor and publisher of the journal Chicago-Sloboda (Chicago-Freedom) and Juraj Škrivanić, the publisher and editor of
the Napredak (Progress)
of Hoboken, New Jersey during 1893, wrote systematically in favor of establishing a general organization for the Croats of
America. But the real supporter of the idea was Zdravko V.
Mužina, who was born in Hrvatsko Primorje. Because of
his political activity in the Party of Right, he lost his
scholarship in Zagreb and his politic colleagues sent him
to Chicago to help Nikola Polić,
also a Party member, in editing his journal Chicago-Sloboda.
Mužina soon decided to go to Allegheny area,
Pennsylvania, where a large number of Croats lived, to try and establish a
society for Croatian immigrants. He arrived in Pittsburgh at
the end of 1893 and immediately made the acquaintances of
the immigrant leaders Petar Pavlinac, Franjo Šepić and others, with whom he started a compaign for founding a Croatian fraternal benefit society. He was successful in establishing the newspaper Danica (Morning Star) that appeared on New Year's Day,
1894.
What Mužina and his friends envisaged was a fraternal
organization, a union of all Croatian societies, to aid
the sick-workers and to take care of funeral expenses.
September 2 and 3, 1894, were historic days for Croatians
in America. On September 2, the fourteen delegates of the
already existing Croatian societies met in the
Slovak Majak Hall, in Allegheny City, Pennsylvania. During the course of the
meeting, delegates of all Croatian societies formed "Hrvatska
Zajednica u Sjedinjenim Državama," the Croatian
Union of the United States. A year later the organization was renamed to the National Croatian Society. From 1904 the official organ of the NCS was the newspaper Zajedničar,
which usually included supplemental
reports from various meetings held in the head office. The
reports primarily highlighted fraternal insurance work. The Zajedničar also published the views of the organization on political matters both in America and the old country.
By 1925 the National Croatian Society numbered over
55,000 adult and 23,000 junior members in over 500 lodges. The remaining
Croatian fraternal organizations numbered as follows: the
Croatian League of Illinois with over 12,000 members in
approximately 250 lodges; the twenty-seven Croatian Unity of Pacific lodges with
some 1,500 members; the four "St.
Joseph" National Croatian Beneficial Society with over 600 members; and the eight Young National
Croatian Union lodges with over 1,500
members. Combined, all those organizations had millions of dollars in insurance, property and other
assets.[vi]
The
merger of all these organizations was logical and necessary, because the
fraternal organizations had to unite in order to become more efficient in helping their members. Social activities could not remain within the boundaries of small or large
immigrant communities built around
the mines and factories. They had to be broadened and planned on a national scale and still retain their
fraternal and co-operative sense of
action in order to develop a fraternal spirit.
The unification of the above mentioned fraternal organizations was realised by November, 1925, and a new organization, the Croatian Fraternal Union was formed. It was a historic event for the movement of Croatian fraternalism and for the Croatian people in America and in the old country. This merger marked the birth of the greatest Croatian
fraternal organization in America and simultaneously the greatest Croatian organization outside Croatia. Soon after the Young Croatian Union of
Whiting, Indiana, and a few others joined.
The establishment of powerful fraternal organization represented a turning point for Croatian immigrants in the USA. In this organization
they found mutual help, cultural advancement, and joint
action for the improvement of living conditions. A
separate system of organization consisting of junior nests,
sections for the elderly, and centers for the efficient
promotion of social activities, caused the Croatian Fraternal Union to become
the main promoter of all social activities. Under the patronage of its lodges, English courses were offered to older immigrants and native language courses for younger
descendants born in America. The
lodges were instrumental in founding committees and clubs for the promotion of
education, theatrical groups, and the development of the tamburitza and
other orchestral music. The Croatian organized
language and folklore courses, and staged various performances with rich
programs. The CFU held regular monthly meetings, banquets, picnics and outings in large parks. The Society also organized
specific lectures where numerous
speakers offered enlightening details about
the social, cultural and political life both in immigration and in the old country.
The leaders of the Croatian Fraternal Union established communication with American institutions and representatives from the local
political community. A few individuals among them became important persons and they often invited the mayor, government officials, and judges to attend their fraternal celebrations, thereby contributing to
the benefit of the organizations.
In 1924 the Croatian Fraternal Union sent protests
against the administration of immigrant laws.
Numerous petitions demanded the abolishment of the laws dealing
with the registration and enumeration of immigrants. With the help of
the CFU committees were formed for the promotion of citizenship
rights and for equal opportunities in achieving
all civil rights. The leaders emphasized to their members that they should care more about solving problems in their new country and participate in the
American way of life on an equal basis with other citizens. More and more members of the organization became naturalized citizens.
How did this fraternal organization of about one hundred thousand members manage to gather the immigrants and maintain their interest in the fraternal program? The CFU had a strong organizational structure which was affirmed by the activities of its conventions and the system of lodges. The highest governing body of the organization was the
convention, which was, as a rule, held once every four years. During the
convention, delegates would evaluate the work of the Supreme Board, as well as that of the Board of Trustees and the board members of the CFU. A new management team would be elected at the convention and the by-laws for future activities accepted. At these sessions
the most important matters of the organization were discussed and basic principles were established for the future.
Due to the rivalry between American fraternalism and
commercial insurance, the fraternal organisations had to introduce a variety of life
insurance products under more favorable conditions than those of the commercial insurance companies. They were also obliged to plan and fulfill their cultural programs more seriously so as to attract the youth and make them more active. As a matter of fact, the Croatian Fraternal Union formed, within the youth clubs,
sports and educational sections, promotional activities, as well as the Junior
Cultural Federation. The task was ti
unify all the tamburitza groups, dance groups, and choirs, to organize
festivals, and to assure their future activity. The CFU was also successful in creating to help less fortunate students. The success of all these activities depended on
the number of members and the
financial power of the organization. This required the coordination of all actions and an expansion of the
programs in order to make the
organization as attractive as possible for the generations born and educated
in America on whom the future of the organization actually depended. More favorable insurance options,
humanitarian and cultural activities,
sports competitions for the young, and competitions for folk music and folk dances from all parts of the world,
were the elements which
distinguished the CFU and American fraternalism in general from the more
numerous other insurance companies.
American fraternalism also played an important role in American immigrant society, a role it has retained until today. There are
currently 204 fraternal relief societies operating in America. Among them, 167 are members of the National Fraternal Congress,
and 18 are enrolled in the Canadian
Fraternal Union. In 1990, alone 108 fraternal societies signed insurance contracts worth $24,648,975,955,
while the total insurance in force
amounted to $147,714,157,821.[vii]
This
vast and complex activity is coordinated by the National Fraternal Congress
of America. Its fundamental tasks are:
- the promotion and expansion of all fraternal activities of common interest to all Congress members;
- informing the general public about fraternal societies, their programs and activities; and
- providing all
necessary assistance to Congress members.
Every fraternal
society may become a member of the National Fraternal
Congress if it agrees with its program and its regulations. In other words, members must not be shareholders or
make any profits, but should work
only for the members' welfare. Fraternal organizations are supposed to act via their lodges, whose
delegates elect the Society's management
at the Convention. The Society's Home Office takes care of all business operations by introducing the
most favorable table of rates, and by expanding the program of fraternal
activities.
The boards within
the National Fraternal Congress control the current legislative system,
financial transactions, and all investments. The
boards have also been established to coordinate relations between the fraternal congresses of individual states and
fraternal societies. The ad hoc boards acting in the Congress solve problems that
emerge through operations.
Professional committees, which also make up part of the Congress, deal with the
numerous managing operations, both in the Congress and the fraternal
movement. The Congress operations are
managed by a twelve member board made up of various fraternal societies among the Congress members. The Home
Office of the Congress has its seat in Chicago, Illinois.
The Canadian Fraternal Union, operating in Canada,
follows practically the same principles as that of the National Fraternal Congress of America. Several fraternal societies, the
Croatian Fraternal Union among them, are members of both the
above-mentioned organizations. South Slavic
immigrants founded eight fraternal societies, seven of which are members of the National Fraternal Congress.
The
Croatians, considering their number both in the USA and Canada, belong to smaller ethnic communities. However, the Croatian Fraternal Union belongs to a group of larger
fraternal societies in proportion to its membership and total assets. There
were, for example, 150 fraternal
organizations operating in America in 1950 with total assets amounting to more than a billion dollars. The
Croatian Fraternal Union was 26th in
rank among them. Already by 1971, it moved to 14th place and was the second largest Slavic fraternal
society in the USA, immediately
behind the Polish Union. In 1983, it reached the 13th position, the highest ever achieved, but fell to the
21st position in 1989.[viii]
As one of the most successful fraternal organizations,
the Croatian Fraternal Union, has a very important role within the
activities of the National Fraternal
Congress. Its board members are fully aware of the importance of taking part in regional fraternal
congress, particularly the Congress
of the State of Pennsylvania. They hold positions of responsibility at these congresses while the CFU National
President, Bernard Luketich, was
director of the National Fraternal Congress of America.
The significant role which the Croatian Fraternal Union
plays in the American fraternal movement results from the
endeavors of a large number of fraternalists and its
management in promoting the most diverse fraternal activities in
the Society. Its progress can clearly be seen through
its convention minutes.
In spite of the fact that the Croatian Fraternal Union
was quite a successful fraternal society, and its
assets were steadily increasing together with its total insurance
in force (as a result of the introduction of the
most modern and favorable rate tables), since the Fourteenth Convention of 1975, its membership has been in decline. As a result, the prevention of a further drop in membership has been a central issue of discussion of all sessions of the National and the Executive Boards.
This phenomenon was not characteristic of the CFU alone, but was a
trend shared by all fraternal societies in general. In fact, it may be identified as a membership crisis in the general fraternal system of the
United States and Canada.
Why is this happening? The organization of fraternal
organizations along ethnic, religious or political
lines, may in fact hold the key to the increasing
disinterest in fraternal societies. Besides this, more favorable insurance conditions offered by powerful professional insurance
companies started to attract people. In Canada, the situation was even worse because the Canadian federal government advertised extremely favorable insurance rates.
It goes without saying that the Croatian Fraternal Union
did not easily reconcile with such a state of affairs, and
its executive officials did their utmost to stop this
decreasing tendency and enable the membership to increase again. New members
were being persuaded to join by means of constant and well planned campaigns
launched several times a year.
True, the campaigns resulted in thousands of new members,
but absolute increase were still quite modest. The
membership, on the whole, grew older and the number of deceased was increasing.
Most of those who showed renewed interest in
fraternalism had already passed away and
there were fewer and fewer young members to replace them. Sometimes the number of the members deceased could
hardly be made up for by the new ones joining the Society; many of the new
members were not active at all, or
would leave the Society soon after enrolling.
Despite the difficulties in attracting new members, the
CFU leaders did not become pessimistic. The Executive and
the National Board members, as well as most of the membership, firmly believed
that the Society still had a future. The Society was in need
of new ideas, new programs, and needed to show permanent
care for its new membership. It was also essential to collaborate with other
fraternal societies within the program of
the National Fraternal Congress and the regional fraternal congresses.
Hundreds of thousands of Croatian immigrants and their
descendants living in Canada and the USA were greatly
interested in further CFU activities. This was especially so
with Canadian Croats, who were primarily newcomers, and whose
interest in fraternal programs was keen. The goal of the CFU was to
convince all Croatians, both in the USA and Canada, that the
Croatian Fraternal Union was the oldest and largest
Croatian organization in the world, and that it welcomed all Croats and other Slavs of various political and religious beliefs, as long as they appreciated liberty and fraternalism. Those showing interest were
clearly informed about the advantages
which the Society offered, like health and life insurance under the most
favorable conditions. But the most important
advantage was the CFS's humanitarian, cultural, educational, and sports programs, which included the Junior
Order Cultural Federation operations,
the Adult Tamburitza Federation and a variety of sports clubs. Through its Educational Fund, the CFU also
granted scholarships to numerous
student members. Also associated with the Society were many Croatian
clubs, centers, lodges and committees dedicated to the preservation of Croatian cultural heritage.
With the establishment of free and independent state of
Croatia after 1991, American Croats initiated new associations and ties with the old homeland in the fields of culture and education, which will
ultimately enable the Croatian Fraternal Union to promote, enrich and expand its activities all across the United States, Canada and Croatia.
The
Croatian Fraternal Union and Croatia's Independence
In its hundred year old history, the CFU has always
supported the Croatian people in their struggle for freedom. During the
latest tragic events in war torn Yugoslavia,
the Society assisted Croatia and its people morally, materially and
politically. Recognizing the democratic processes in Croatia and the desire of Croatian people to
be free and independent, the CFU
stood in support of the Croatian people.
The Zajedničar, reflecting the
pluralism of its readers and the CFU
membership, endorsed all new political parties which sought to bring freedom and democracy to the Croatian
people. Recognizing that the Croatian people wished to be masters of their own
destiny, the CFU articulated its position in support of this democratic
movement. ' We are particularly aware
of the democratic movements in Croatia, the country
of our forefathers, and give to all the alternative political parties and their leaders, our unconditional moral
support. The Croatian Fraternal Union
has throughout its history stood by the Croatian people in their struggle to be free people, even in the
times of their greatest oppression,
the times when it was unpopular to be associated with that country. The CFU did its utmost to let our
Croatian people know it was aware of
their oppression, sufferings, and that they were not alone in their struggle. The Croatian Fraternal Union is
again standing by its people,
encouraging them to continue in their struggle for freedom in which they can enjoy their own language, sing
their own songs and proudly say,
`Yes, I am Croatian'. We wish the same for all the peoples and
nationalities. Only when we are free to acknowledge who we are can we live alongside our neighbours in
peace". [ix]
At the height of the Communist Yugoslav Army assault on
Croatia in September 1991, the Eighteenth CFU Convention
was held in Las Vegas, Nevada. The destruction
unleashed upon Croatia was condemned by delegates in their speeches,
as well as by the resolution carried at the
Convention. The Convention also initiated the establishment of the CFU Croatia Humanitarian Aid Fund into which $50,000 was remitted by the Convention itself, and another $6,000 was raised by the delegates during
the session.
The Croatian Humanitarian Aid Fund established at the
Eighteenth Convention turned into a permanent fund-raising
program and the foremost CFU activity in aiding the
homeland. The names of donors were published in every issue of the
Zajedničar, and $900,599 was raised by April 20, 1994. At the same time, the Society
continued to offer assistance,
supplying medicines, food, medical equipment, clothing and other necessities, and shipped to Croatia more than
400 containers of humanitarian aid
worth more than $40,000,000. At the sessions held in March 1994, the National
Board thanked all the donors with the following words, "We are, as always, grateful to our loyal members and
friends who have given their
whole-hearted support to the CFU Croatia Humanitarian Aid Fund. With our humanitarian aid, we have helped thousands of people, the victims fighting for their
survival in Croatia and Bosnia-Herzegovina.
Our membership's excellent response to this program proves once again the unchanged commitment and the one hundred year-old tradition of the Croatian Fraternal
Union. "[x]
The Croatian Fraternal Union
did not limit itself to organizing humanitarian
aid for Croatia. CFU members recognized how great the historical role of
political organizations such as the Croatian Alliance during World War I, and the Council of the American Croats during World
War II were. Therefore, in February 1994, the CFU fully supported the establishment of the National
Federation of the American Croats whose program was to promote and protect
the interest of Croats in the United States and all over the world.
Supporting
the democratic changes in Croatia and upholding its people in their struggle for independence, the Croatian Fraternal
Union, as an American organization, asserted that its views derived
from the principles of American democracy
and the right of national self-determination. The CFU also proved to be
a true fraternalist organization, based on
a program of benevolence and humane relations. As an American-Croatian
association, the Society showed clearly that even after a hundred years, its membership was aware of its
roots, of being part of the Croatian
people. Based on these beliefs and principles, the Croatian Union can look ahead with optimism, expecting yet
another century of successful work.
[i] George J. Prpić, The Croatian Immigrants in America, New
York, 1971, p. 156.
[ii] Dragutin Pavličević, Hrvatske kućne zadruge, Zagreb,
1989.
[iii] Fraternal
Life Insurance, Indianapolis, Indiana, 1938, p. 24.
[iv] Zajedničar,
Pittburgh, 22. 10. 1913, No. 42.
[v] Radnički
kalendar, Pittsburgh, 1941, p. 77.
[vi] Ivan Čizmić, History of the Croatian Fraternal Union of America,
Zagreb, 1994, pp. 175-186.
[vii] Zajedničar, Pittsburgh, August 30, 1989, and September 21, 1990.
[viii] The Minutes of the Ninth CFU Convention,
San Francisco, 1971, Zajedničar, September 26, 1983.
[ix] Zajedničar,
March 21, 1990.
[x] Ibid., May 6, 1994.